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County Court Judgements

County Court Judgments (CCJs) are official legal decisions issued by a county court in the UK, confirming that an individual or business owes money to a claimant. CCJs become part of public records and are accessible through background checks, impacting credit ratings and financial credibility. They are typically registered when debts remain unpaid after a court claim, and individuals have 30 days to settle the debt before the CCJ is recorded. CCJs can remain on a credit report for six years, influencing future borrowing and lending decisions.